Twin tip:
Slab Leak Detection
Yes.
Slab leaks are typically a no-brainer when it comes to insurance coverage. Slab leak detection services typically will cost around $450.00 to detect the leak and provide you an inspection on what needs to be done.
Twin tip: Make sure you hire a leak detection company that knows how to write a proper report so you actually get good insurance coverage. If it’s written wrong it can cost you a denial with your insurance company.
Slow Leak In A Wall That Results in Damage to Your Home
No.
A slow leak in the wall which causes damages to your home will not be covered by insurance, and here is why.
Structural Leak Detection
No.
These are typically not covered due to most of these structure leaks are long-term wear and tear. If your leak detection or contractor can make the argument that it was a sudden cause, then you may have a chance with coverage. This does take the right contractor and leak detection company that knows the insurance coverage verbiage to help facilitate this type of claim.
Sewer Back Up Leak Detection
Yes.
Sewer backups are typically covered by insurance. A plumber will come out run a sewer camera to identify the cause of the sewage back up into your home that caused damage.
The only thing that may not be covered is in the event the plumber finds roots out in the yard grew through the sewer pipe and caused the backup/ damages. It has to be considered a soft stoppage, this indicates a sudden cause, which results in coverage.
Sewer leak detection insurance coverage typically is about $350.00.
Questions To Ask Your Agent
Here are two questions to ask your current insurance provider or if you are about to signup for new insurance with a new company regarding your leak detection.
- What is my deductible?
- What am I covered for when it comes to your leak?
